Please folks, if I gave you advice on financial decisions, food selection, roofing materials or what kind of flatware…Posted by Bangor Maine Police Department on Wednesday, March 23, 2016 The Police Department of Bangor, ME recently posted a long message on their social media account, which mainly focused on a series of vehicle break-ins throughout the small city. Written by an officer, the note is quite wordy in structure, talking about how to cook lobster, naming children, and, interestingly enough, the jam band Phish.There’s a full two-paragraph side note written directly for phans, which praises them for being cleaner than most concert attendees though disapproving of the parking lot nitrous oxide situation. Phish last played in Bangor, ME on July 3rd, 2013, and this officer must have been in attendance. The officer writes that the Phish fans “cleaned up after themselves, leaving not a trace of their barefooted dance-fest. Smart questions, showed much respect for law enforcement as a whole and were just a cool and fun bunch.” The police officer continues, “Gluten free was never so much fun as that show.”Some kind words written in a bizarre note. Read the whole thing below: The full text is copied below, just in case the Bangor Maine PD retracts their social media offering:Please folks, if I gave you advice on financial decisions, food selection, roofing materials or what kind of flatware you should buy, ignore it. I know very little about those things.My idea of a good investment is one which returns just fifty percent of my initial outlay. Flatware pulled from the McDonald’s bag has been used on many a night in my little world and I think discarded street signs look pretty cool as a stopgap measure on the camp roof. I am not promoting taking street signs. I said discarded. Read all the words before contacting my supervisor.I rethought my first paragraph and have decided that my food selection skills are superb. Add a half a cap of apple cider vinegar to your drawn butter when using it dip your steamed clams or lobster. You will be thanking me soon after the meal, possibly naming your next child after me. This child will be well behaved, a heck of a pool player and will move out of your house after his or her 36th birthday. I was a late bloomer as well. Trust me. I work for the government. Get it right. Capital T. Capital C. Sounds like “easy”, and rearing him/her will be just that. Their middle name should be, Tangy-Goodness.What does all that rambling have to do with police work. Nothing. You expect too much from me.I need you to lock your stinking car doors. All over Bangor, we are dealing with a roaming dipstick or dipsticks that are ransacking your belongings, dropping your registration paperwork on the floor of the Civic and taking things of value. How hard is this for us? Obviously, it is tougher than I think.Lock your doors. Just use the little button on the remote, hold down the mushroom looking thingie on the door, push forward or backward on that tab near the handle. They even make it easy by marking it with orange. Lock it. Lock it. Lock it.This will stop much of the problem. Yes, there is the theory that by leaving it unlocked, they won’t break the window. If that is your decision and you want them to camp in your car, setting up one of those little Phish Concert, impromptu Barbecue Stands where they sell unrefrigerated Soy Hot dogs and ground Tofu to pedestrian traffic, feel free. I am going with the lock.Do not read the following paragraph if you were not offended by my mention of a Phish Concert Impromptu BBQ Stand. Skip ahead two paragraphs. Do not read between the asterisks.******Phish fans: I will add that I have never worked a concert with a more polite band of individuals. I met and conversed with some of the smartest and brightest people I ever met at a concert. They cleaned up after themselves, leaving not a trace of their barefooted dance-fest. Smart questions, showed much respect for law enforcement as a whole and were just a cool and fun bunch. Gluten free was never so much fun as that show. They didn’t even have to tell me they were vegetarians, vegans or Gluten free. I just knew. Do not be offended by my mention of the Phish Concert BBQ stand. I just notice these things.I did disagree with the nitrous oxide hits being sold along the waterfront. The purveyors even ran away from the sales area without giving us the finger. I appreciated that. Thank you.********Lock your car doors. People want to take you stuff. Remove valuables from your car. Lock your house doors and windows. Call if you see suspicious activity. Do not leave me a message on Facebook at 3 in the morning. CALL THE POLICE. You pay us to be here and we will be. Lock your doors.Have a great night. I am hungry for Soy.
A team of astronomers has employed a pioneering technique to produce the highest-quality image yet obtained of the curved filament near our galaxy’s supermassive black hole.In 2016, Farhad Yusef-Zadeh of Northwestern University reported the discovery of an unusual filament near the center of the Milky Way Galaxy using the National Science Foundation’s Karl G. Jansky Very Large Array (VLA). The filament is about 2.3 light years long and curves around to point at the supermassive black hole, called Sagittarius A* (Sgr A*), located in the Galactic Center.“With our improved image, we can now follow this filament much closer to the galaxy’s central black hole, and it is now close enough to indicate to us that it must originate there,” said Mark Morris of the University of California, Los Angeles, who led the study. “However, we still have more work to do to find out what the true nature of this filament is.”“Part of the thrill of science is stumbling across a mystery that is not easy to solve,” said co-author Jun-Hui Zhao of the Harvard-Smithsonian Center for Astrophysics (CfA). “While we don’t have the answer yet, the path to finding it is fascinating. This result is motivating astronomers to build next generation radio telescopes with cutting edge technology.”Credit: NSF/VLA/UCLA/M. Morris et alThe researchers have considered three main explanations for the filament. The first is that it is caused by high-speed particles kicked away from the supermassive black hole. A spinning black hole coupled with gas spiraling inwards can produce a rotating, vertical tower of magnetic field that approaches or even threads the event horizon, the point of no return for infalling matter. Within this tower, particles would be sped up and produce radio emission as they spiral around magnetic field lines and stream away from the black hole.The second, more fantastic, possibility is that the filament is a cosmic string, theoretical, as-yet undetected objects that are long, extremely thin objects that carry mass and electric currents. Previously, theorists had predicted that cosmic strings, if they exist, would migrate to the centers of galaxies. If the string moves close enough to the central black hole it might be captured once a portion of the string crosses the event horizon.The final option is that the position and the direction of the filament aligning with the black hole are merely coincidental superpositions, and there is no real association between the two. This would imply it is like dozens of other known filaments found farther away from the center of the galaxy. However, such a coincidence is quite unlikely to happen by chance.Each of the scenarios being investigated would provide intriguing insight if proven true. For example, if the filament is caused by particles being ejected by Sgr A*, this would reveal important information about the magnetic field in this special environment, showing that it is smooth and orderly rather than chaotic.The second option, the cosmic string, would provide the first evidence for a highly speculative idea with profound implications for understanding gravity, space-time and the Universe itself.Evidence for the idea that particles are being magnetically kicked away from the black hole would come from observing that particles further away from Sgr A* are less energetic than those close in. A test for the cosmic string idea will capitalize on the prediction by theorists that the string should move at a high fraction of the speed of light. Follow-up observations with the VLA should be able to detect the corresponding shift in position of the filament.Even if the filament is not physically tied to Sgr A*, the bend in the shape of this filament is still unusual. The bend coincides with, and could be caused by, a shock wave, akin to a sonic boom, where the blast wave from an exploded star is colliding with the powerful winds blowing away from massive stars surrounding the central black hole.A paper describing these results appeared in the Dec. 1 issue of The Astrophysical Journal.
Pexels Stock Image.ALBANY — A new report is foreshadowing potential revenues the state could see if lawmakers legalized recreational marijuana in New York.The Citizens Budget Commission’s report however says state leaders should be cautious about relying on those potential revenues to help close budget gaps.“What we’ve seen is that that takes generally over a year to get from legalization to a functioning commercial market. Those times have been trimmed quite a bit, frankly, as more states have implemented and states can draw on what has happened around the country. So about one year is reasonable there,” said Patrick Orecki, the report’s author.Orecki says once the commercial market is in operation, it takes time for people to start using dispensaries to buy products. “That generally takes about two to three years consistently for customers to move to those marketplaces and for those marketplaces to yield substantial tax revenues for the state,” furthered Orecki.He explained that in the past the Governor’s Administration has forecasted about $300 million in revenue from the legalization of recreational marijuana annually once established, but, it can be reliant on different factors like tax framework structure.“California is generating the most revenue of any state because of its size, especially, but it has experienced a lot slower maturation of that revenue source than some other states did,” explained Orecki. “They’ve had a fairly sticky illicit market where people are still just using the same channels that they use to purchase marijuana previously. So, every state’s experience is absolutely different in it.”Governor Andrew Cuomo has voiced support for legalizing recreational marijuana use.Earlier this month, he called it the “right policy” and said, “the state is going to be desperate for funding.”According to the Citizens Budget Commission, California brought in about $764,000,000 from recreational marijuana revenues from July 2019 to June 2020. Share:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to email this to a friend (Opens in new window)
By Dialogo May 11, 2009 Today the Appropriations Committee of the House of Representatives firmly approved a bill for additional costs for the current fiscal year, including US$470 million for the fight against drug trafficking in Mexico. The funds will be used to purchase surveillance aircraft, helicopters, and other resources, and represents an increase of about $120 million over the amount requested by the White House. During the debate on the measure, most of the Democrats insisted on the urgency of continued support for the Mexican government’s antinarcotics efforts, to prevent the spread of violence caused by drug cartels across the border to the US. Funds for Mexico in this bill will contribute to the purchase of three surveillance aircraft and four additional “Blackhawk” helicopters. United States approves funds for the fight against drug trafficking in Mexico The White House had requested a total of $350 million for Mexico and the southwest border, $66 million of which was for the purchase of three “Blackhawk” helicopters that were eliminated from the 2009 Merida Initiative budget. However, during a negotiation process legislators increased aid for Mexico and border surveillance to the new sum of $470 million. The bill for additional costs for the fiscal year 2009, which ends on September 30, total $94,200 million, or $9,300 million more than requested by the White House. The initiative, which must be voted on in a plenary session of the House of Representatives and the Senate, also includes costs for the wars in Iraq and Afghanistan and help to stabilize Pakistan. The bill “reflects the intention of President Barack Obama to gradually end the war in Iraq, strengthen efforts in Afghanistan, and stabilize Pakistan,” said the Committee Chairman David Obey. In total, the bill to be voted on by the full House next week authorizes $78,400 million for the Pentagon, or $4,700 million U.S. dollars more than the White House asked for. Other factors include financial assistance for the Middle East, and Africa; tackling the global financial crisis; and supporting the efforts of the international community to “identify, contain, and curb the spread of a pandemic.”
By Dialogo May 15, 2009 On Thursday military and defense experts from around the world concluded a three-day meeting in Miami in which they analyzed measures to combat illicit trafficking in weapons of mass destruction and their components, the U.S. Southern Command reports. The conference, organized by the U.S. Department of Defense and the Southern Command, brings together 34 countries. One of the topics of discussion was the traffic in weapons of mass destruction and related materials within the Americas. “Latin America, the Caribbean, and the United States share a common interest in preventing the proliferation of WMD in our hemisphere,” said Paul Trivelli, Foreign Policy Adviser to the Southern Command, who considers it essential for countries to coordinate their efforts in the prevention of trafficking in weapons and combating networks that profit from it. For his part, Gary Moore, who coordinates the monitoring of the proliferation of armaments and weapons of mass destruction at the White House, said that President Obama “has promised to pursue the peace and security of a world without nuclear weapons,” but that this goal cannot be achieved without international security initiatives to prevent the proliferation of weapons of mass destruction. Together with North American and Canadian experts, Latin American representatives of Argentina, Chile, El Salvador, Honduras, Panama, and Paraguay also took part of the event.
CUNA appreciates the announcement from the Consumer Financial Protection Bureau (CFPB) this week that it will make changes to its disclosure requirements to its current ex parte policy on rulemakings. The new policy gives commenters 10 business days to submit a documentation of a presentation, via written copy or summary, up from 3 days in the original policy.Under the current policy, an “ex parte presentation” means “any written or oral communication” by “any person outside the CFPB that imparts information or argument directed to the merits or outcomes of a rulemaking proceeding.”CUNA believes in the importance of the bureau’s ex parte policy to create a record of communications between credit unions and CFPB staff, and as an avenue to highlight credit union concerns and suggestions to improve CFPB rules. continue reading » 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
For years I have pondered a puzzle: why do financial institutions spend so much on cybersecurity and employ wonderfully smart and talented people – but the results are not as good as one would hope.Frequently financial institutions simply are whipped by their criminal opponents.Just look back on how DDOS – distributed denial of service – brought innumerable institutions to their knees a few years ago. It took months for credit unions to get it together to repel the attack.Then look at ATM jackpotting. New account opening fraud. ATM skimming. The list could go on and on but you get the message: criminals often outwit credit unions and banks and that is despite the money spent and the talent employed.Why don’t credit unions gain the upperhand?A new report, sponsored by cybersecurity firm Authentic8, involves a survey of 163 financial services professionals, and it tackles just that question: why do financial services firms so often fall victim to cyberattacks?Here’s a hint at the reason: “Financial firms have some of the best-funded IT departments of any industry, that’s no secret,” said Scott Petry, CEO of Authentic8. “What’s perplexing to me, with data breaches and privacy violations at an all-time high, is how deep the divide still runs between IT, compliance and legal professionals in many firms.”The report’s title spells out the problem: “Surprising Disconnect Over Compliance and Secure Web Use at Financial Firms.”The word to focus on is: Disconnect. That, inside many credit unions, sums up what ails the counterattack.Here’s the problem: inside many financial services firms, credit unions and banks included, there’s a cyber Tower of Babel where three principal stakeholders often talk at cross purposes, according to the Authentic8 report.Legal comes to the table with one perspective: it wants to insure that security policies and practices are squeaky clean, legally. Legal also wants to set data loss prevention policies and reduce the risks of web browsing by employees.Compliance comes to the table looking over its shoulder at regulator demands for compliance and, these days, it often has its eyes on social media because they, potentially, are compliance minefields. Compliance also worries about malware and how to reduce the damages it can inflict.IT comes to the table with real awareness of attack vectors and countermeasures – but IT also is sensitive to pushback from internal consumers who grumble, loudly, about restrictive security policies. IT, in many cases, said the research, also focuses on perimeter defenses and point solutions.The problem in many institutions, said Petry in an interview with me, is that the three groups often just don’t hear each other’s concerns and and don’t look outside their own silos. Each is focusing on valid issues but their comparative lack of interest in the concerns of other stakeholders severely impedes fast responses to changing cybersecurity environments.“It keeps me up at night knowing these three groups are working on the same problems but not really collaborating closely enough to solve them,” said Michelle DeStefano, a law professor and co-editor of the Compliance Elliance Journal.What this also means is that the institution’s response is fragmented, where what is needed to thwart ever more sophisticated cybercriminals is a coherent, muscular, focused response. And that just isn’t what many institutions are providing.Matters may be even worse inside many credit unions because at least some of this cybersecurity work is outsourced to multiple vendors – who commonly do not speak at all with each other.What’s the solution?Pretty obviously, it’s up to the boards of directors to bang home the message that effective, efficient cybersecurity is a necessity for a thriving financial services firm today. The penalties for falling victim range from reputation damage to hard dollar fines and no board wants that – which is exactly why this has become a board level concern.Top management – responding to board concerns – has to insist the three stakeholders work together, in a unified force, to fight against cyber criminals. That has become a necessity. The bad guys keep getting slicker.The good guys have to fight back hard – and that means pulling together.Read the report. It’s short, it’s free, but it’s provocative: Get it here. 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Robert McGarvey A blogger and speaker, Robert McGarvey is a longtime journalist who has covered credit unions extensively, notably for Credit Union Times as well as the New York Times and TheStreet, … Web: www.mcgarvey.net Details
According to the Pew Research Center, about half of lower-income Americans report household job or wage loss due to COVID-19. Young adults were disproportionately at risk of job losses from COVID-19, as were the least educated and those working low-wage jobs—common demographics of workers in high-risk industries, such as restaurants/bars and other service sectors such as transportation, retail, personal care, arts & entertainment, childcare and many others.Other common characteristics of these consumers which worsen their financial situation:They often don’t receive benefits such as paid leave.They do not have the option to work remotely.Many do not have emergency funds.Many do not have access to liquidity to pay their bills. In fact, under a traditional credit scoring system, many of these workers would not qualify for loans or other types of short-term credit.They often have no choice but to turn to high-priced payday loans.Although federal regulators have repeatedly urged credit unions to offer more favorable alternatives to high-priced loans—particularly on the heels of COVID-19, the prevalence of predatory lending continues, often trapping consumers in endless cycles of payday loan debt. Give your members a better way, or they WILL stray. In Velocity Solutions’ free white paper, we’ll discuss how the current economic crisis is affecting consumers’ financial behavior, and various strategies and options for providing short-term liquidity to your members in a time when they need your support more than ever.For more information, download our free white paper, Part IV of Velocity Solutions’ Credit Union Recovery Series: Your Consumers: Smart Strategies for Providing Short-Term Liquidity. 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
By scanning Croatian banknotes through the Croatian Greats application, three-dimensional animations are launched that speak, move around the space and reveal some interesting moments from Croatian history.This is the easiest way to explain the new application. “Croatian greats ” Delta Reality studio, which uses augmented reality to revive a part of Croatian history and bring new technology closer to all smartphone users. The Delta Reality team created the app to bring people closer to augmented reality, which to many still seems like an abstract concept, but can actually be enjoyed by anyone with a smartphone.This technology is already used in places such as museums, where scanning an image through dedicated applications animates the image or provides some additional information about it, but the Delta Reality team has decided to provide this opportunity to everyone, wherever they are, without the need to visit a specific site or museum.Thus, banknotes were imposed as a solution – a piece of history that everyone has with them, explains Darian Škarica, director of Delta Reality, and adds that they wanted everyone to be able to experience augmented reality. “We thought about what we could use as triggers, what image anyone could have. We quickly realized how banknotes could serve perfectly, because they have so many details that we often overlook. We immersed ourselves in creating content related to the motifs on the banknotes and designing so that we could bring them to life.”Points out Škarica.But that’s just the beginning, explains Škarica, because augmented reality will really take off when we no longer need a phone screen for it, but we will see it through augmented reality glasses. “One of the great things that the future of augmented reality brings us is the revival of everything around us – monuments will talk to us, strange creatures will fly over the city, there will be portals to the past throughout the city. We’ve already done some short experiments in this area, but it’s one thing to look at things like this through a cell phone screen, and it’s another thing to fully experience it using augmented reality glasses. ” concludes Scissors.Technology is there to help and speed up all business processes, changes are happening faster and those who ignore it will unfortunately have to close their doors. Don’t be afraid of new technologies, but use them to improve your business.You can download the Android app through the Google Play Store HERE, and the iPhone app is available on the iOS App Store HERERelated news:CAN VIRTUAL REALITY THREATEN TOURISM?
Indonesian Ulema Council (MUI) deputy chairman Muhyiddin Junaidi has advised Muslims to pray at home as COVID-19 cases in the nation have shown several spikes over the past few months. “Muslims in areas with a high number of [COVID-19] cases are advised to refrain from performing Friday and regular prayers in public places,” Muhyiddin said on Thursday as quoted by tempo.co.Indonesia saw another record-high of 3,861 daily virus cases on Thursday, bringing the total number of infections nationwide to 207,203.As for Muslims in areas with a low number of cases, Muhyiddin suggested they pay attention to health protocols and implement them when performing prayers in public places.Read also: Indonesia’s latest official COVID-19 figuresHe also reminded Muslims to carry out more good deeds by helping other people in need through zakat (alms) as well as donations.Muhyiddin also asked preachers to help educate Muslims on the importance of health protocols during the COVID-19 pandemic through sermons.He also encouraged all Muslims to say a certain prayer, asking for God’s protection from the infection. (dpk)Topics :